The Banking system India has glorious history, bright future and pleasant present which can be observed by sustaining the recession period from last five years. The Banks are the important organizations in society which require faith of customers to keep their assets in terms of money and gold in banks. The banks have to follow strict policies in terms asset and liabilities management. The banks are using ICT facilities to provide better service to the account holders. The authors have done decent effort to find out the major issues of the banks in India to the readers to update their knowledge. The banks in future will be very sensitive to the changing environment of the world wide customer. The Finance in terms of deposits and advances will depend on the bank polices to lend and take deposits with inter rate which will attract the account holders. The paper deals with the banking history, future and finance safety to customer.